Personal Investment Chatter

My wife and I (both 32 years of age) together make $860k annually gross. She’s an ophthalmologist who bought into her practice and does super well. I work at Big 4. Currently, we auto invest $2500 a m...

Base 160k Bonus 30k monthly bills 5k left over 3.5k savings 93k by June. I plan to stop saving at either 100k or 120k and pump all I can into investments. Currently have no Roth, 401k etc need some ad...

Since my last post, NW has gone up around $600k due to the market. My partner and I are 30 years old and want to retire ASAP, but the high TC in SF tech are like golden handcuffs. We estimate we’ll sa...

6 years doing market-neutral arbitrage as a female trader, and the biggest lesson I’ve learned is that the people who say 'it doesn't work' are usually the ones trying to scale too fast without testin...

Advice needed. My husband is 10yrs older he's about to retire early, he wants me to sign and agree to not take any portion of his retirement instead he will purchase a whole life policy and I will b...

Need some advices. Got a good job opportunity and will be moving from NY to Charlotte. I have a 2 family house in Westchester but I am not sure what to do, keep it to rent it out and manage it from fa...

I just reached my first 100k in stocks. Heard the next 100 gets easier. Was it similar story for you when you hit the first 100k? Did you change anything from your investing strategy once you got to t...

Seems somewhat fitting to ask in this bowl. Has anybody experienced Chapter 13 Bankruptcy? I’m exploring the option to get a fresh restart on bills that got the better of me but am scared to actuall...

Has anyone else come to peace with knowing that they're never going to be able to afford to retire? I used to stress about it, but that's over. All I'm stressing about now is living in a car and proba...

Retired, 60 yo. No HSA. I have about $3m in pretax, $300k in Roth IRA, and $400k in other. Eligible to open an HSA. Is it worth opening an HSA account with “other” money? Not sure if it over complicat...

The market rewards patience far more than intelligence. Most investors know what to buy. Far fewer know how to hold through volatility, headlines, and fear. What's been your best investment—and did it...

Does anyone have a good “financial health” dashboard they use? I’m looking for a monthly expense breakdown for budgeting purposes, as well as a section/tab to track NW. Thanks in advance

This year, gold remains one of the most closely watched assets in the market. Geopolitical risks, continued gold accumulation by central banks, inflation concerns, and uncertainties surrounding intere...

Best long-term investment for $100/month? (Already have 401k) IT worker, wife is a nurse, one kid. Combined income ~$190K. Homeowners, 2 years into a 5.9% mortgage. Already contributing to my company ...

Why is the market growing again?

Does anyone know the rules of their 401K? I recently desired to leave my place of employment due to differences between management and myself. I called my 401k representative and asked him if I termin...

What would you do? Looking at a new house for 650k with a 250k downpayment. Could pay the house off in 10 years roughly $5000 a month mortgage but would need to reduce retirement savings from 65k a ye...

Is everyone saving up liquid cash to be a part of the $4T AI IPO?

34, with 130K across 2 investment accounts and a 401K with 190K.. but I do not have a Roth IRA, never opened one and now I don’t qualify. Have I screwed myself in the long run?

New to the U.S. and want to be sure I am doing everything correctly - 30y, married, planning on buying a house in 8 month-ish, credit score +720, salary 160k + bonus Cash savings that will go toward...